Mel Clark writes about personal finance, retirement planning, and martial arts.
​​​​​​​
His blue-collar union family parents raised him and his two sisters in a wonderful environment for children.
However, the family was always in debt, always making payments, and never saving.
​​​​​​​
As a result, Mel feels called to share hard-won money lessons with working folks. He wants them to understand they can benefit from saving and investing.
​​​​​​​
They don’t have to be rich to achieve financial independence.
​​​​​​​
He and his lovely wife Linda live near Virginia’s Blue Ridge Parkway. They enjoy ballroom dancing, the occasional camping trip and a silly game called Bananagrams.
​​​​​​​
Mel is graduate of the United States Military Academy at West Point and the Darden School of Business at the University of Virginia.