<p> <strong>Mel Clark writes about personal finance, retirement planning, and martial arts.<br></strong><br> <strong>His blue-collar union family parents raised him and his two sisters in a wonderful environment for children. </strong> <br> <strong>However, the family was always in debt, always making payments, and never saving.<br></strong><br> <strong>As a result, Mel feels called to share hard-won money lessons with working folks. He wants them to understand they can benefit from saving and investing.<br></strong><br> <strong>They don’t have to be rich to achieve financial independence.<br></strong><br> <strong>He and his lovely wife Linda live near Virginia’s Blue Ridge Parkway. They enjoy ballroom dancing, the occasional camping trip and a silly game called Bananagrams.<br></strong><br> <strong>Mel is graduate of the United States Military Academy at West Point and the Darden School of Business at the University of Virginia.</strong></p>
