Retirement Plus: Supplement Your Retirement with a Treasury Bond Ladder: Financial Freedom, #280
By Joshua King
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About this ebook
Financial security is an essential part of retirement. How do we lock up money safely while generating a good return?
The answer is to build a US Treasury Bond Ladder. To ensure our income flows, we can use Treasury bills, notes, and bonds.
Your circumstances will determine your bond ladder. You can focus on short-term bills or long-term bonds.
I love 30-year bonds because I know I will not need the money soon. Your situation may be different, but the best part is knowing that you have options. Good luck!
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Retirement Plus - Joshua King
Table of Contents
MILITARY FAMILY INVESTING | Joshua King | Home of the Free PDF
Supplement Your Retirement with a Treasury Bond Ladder
All Right Reserved Military Family Investing | 01 Retirement Plus: Supplement Your Retirement with Treasury Bond Ladder
02 I’m Loading Up on 30-Year Treasury Bonds
03 Stock Market vs. Bond Market vs. Options Market
04 Individual Treasury Bonds vs. Treasury Bond Funds
05 CD Ladders vs. Treasury Ladders
06 Selling Cash-Secured Puts vs. Preferred Shares
07 My High-Yield Savings Account: 2022
08 Living on $3,000/Month in San Diego, California
09 I’m Buying Treasury Bonds over 4%
10 Treasury Bills vs. Treasury Notes vs. Treasury Bonds
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MILITARY FAMILY INVESTING
Joshua King
Home of the Free PDF
www.militaryfamilyinvesting.com
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Retirement Plus
Supplement Your Retirement with a Treasury Bond Ladder
01 Retirement Plus: Supplement Your Retirement with Treasury Bond Ladder
02 I’m Loading Up on 30-Year Treasury Bonds
03 Stock Market vs. Bond Market vs. Options Market
04 Individual Treasury Bonds vs. Treasury Bond Funds
05 CD Ladders vs. Treasury Ladders
06 Selling Cash-Secured Puts vs. Preferred Shares
07 My High-Yield Savings Account: 2022
08 Living on $3,000/Month in San Diego, California
09 I’m Buying Treasury Bonds over 4%
10 Treasury Bills vs. Treasury Notes vs. Treasury Bonds
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Disclosure: I am not a financial advisor or money manager, and any knowledge is given as guidance and not direct actionable investment advice. I am an Amazon Affiliate. Please research any investment vehicles that are being considered. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it. I have no business relationship with any company whose stock is mentioned in this article.
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01 Retirement Plus: Supplement Your Retirement with Treasury Bond Ladder
How secure is your retirement? Do you feel confident that you have the financial sophistication to survive and thrive into old age?
We can all take steps to ensure a healthy, wealthy retirement. One of these steps is to use US Treasuries to protect our principal and create great passive income.
But what makes US Treasuries so crucial to the overall health of our retirement? Why should we take a lower return than stocks? Let’s find out.
Stocks, Bonds, & Options in Your 50s
Security is everything. During retirement, financial security is everything. When the stock market crashes, you do not want to be worried about your life savings or 401K.
Instead, you want to be able to draw on a large pot of money that is not invested in the stock market or real estate.
US Treasuries provide retirees protection of principal, bond growth investing, and passive income with reduced tax responsibilities. Let’s examine each of these individually.
Protection of principal. Many investors assume the stock market, real estate, and cryptocurrencies will always rise; however, this isn’t the case.
We must set aside money outside the stock market to prevent disaster during a downturn; this is where US Treasuries come in handy.
Preparing for a Recession #4
Investors consider US Treasuries risk-free assets, meaning the government pays you to assume no risk.
The best way to protect your bond investments is by building a Treasury Bond Ladder that combines multiple bond types with different maturity dates. But more on this later.
You will never lose money with Treasury Bonds as long as you hold them until maturity. If you sell them early, you may lose some principal.
When you compare this dynamic with stocks, you see a stark difference. With stocks, you have