Stock Market Investing in Your 40s: Preparing for a Happy Cash Flow Retirement: Financial Freedom, #290
By Joshua King
()
About this ebook
Our 30s put us through the wringer, and now it's time to take control of our financial lives. Our 40s present us with an opportunity to create a massive income portfolio we can use until the end.
Our goal throughout our 40s is to prevent taking student loan debt for us and our kids. We must be creative to ensure we don't fall into this debt trap.
Next, we focus on income. We want the income-investing portion of our portfolio to yield 10%. We must create a future budget and work diligently to ensure our income exceeds that amount.
The rest of our allocations are to speculation (5%), growth (25%), and dividend growth (25%). In the end, our 40s are when we make the most powerful money decisions of our lives. Good Luck!
Read more from Joshua King
Related to Stock Market Investing in Your 40s
Titles in the series (100)
America is Expensive: So What Are You Going to do About It?: Financial Freedom, #18 Rating: 0 out of 5 stars0 ratingsInvesting for Interest 8: The Magic of CD Ladders: Financial Freedom, #8 Rating: 0 out of 5 stars0 ratingsEmergency Cash: How Much Do You Need in an Emergency Fund?: Financial Freedom, #2 Rating: 0 out of 5 stars0 ratingsYour 401K vs. A Recession: Unlock Your Money & Your Freedom: Financial Freedom, #3 Rating: 0 out of 5 stars0 ratingsThe Magic of Leverage: Use Carefully to Accelerate Your Gains: Financial Freedom, #12 Rating: 0 out of 5 stars0 ratingsStart a Food Truck Business towards Passive Income: Financial Freedom, #15 Rating: 1 out of 5 stars1/5Home Cash: House Hacking vs. Online Business: Financial Freedom, #19 Rating: 0 out of 5 stars0 ratingsThe 1-Page Budgeting Plan: Financial Freedom, #4 Rating: 0 out of 5 stars0 ratingsJoin Up!: Time to Sign Up for the Military: Financial Freedom, #4 Rating: 0 out of 5 stars0 ratingsThe Sharing Economy vs. Inflation: Unlock Wealth & Happiness: Financial Freedom, #20 Rating: 0 out of 5 stars0 ratingsSpend Smart: Financial Freedom, #3 Rating: 0 out of 5 stars0 ratingsConsulting in the Metaverse: Be in Multiple Places at Once: Financial Freedom, #9 Rating: 0 out of 5 stars0 ratingsBonds 4 Life: I’m Buying 30-Year Treasury Bonds at 4%: Financial Freedom, #36 Rating: 0 out of 5 stars0 ratingsDebt-Free Society: Beat Wedding Debt: Financial Freedom, #6 Rating: 0 out of 5 stars0 ratingsBudget Like a Pro: Financial Freedom, #2 Rating: 0 out of 5 stars0 ratingsMinimalist Budget: Financial Freedom, #1 Rating: 4 out of 5 stars4/5Retirement Planning for the Average Person 4: Build a Better Tomorrow Today: Financial Freedom, #5 Rating: 0 out of 5 stars0 ratingsStart A Tutoring Business Towards Passive Income: Financial Freedom, #22 Rating: 0 out of 5 stars0 ratingsJust Rewards: Credit Cards vs. Debit Cards: Financial Freedom, #44 Rating: 0 out of 5 stars0 ratingsCoaching in the Metaverse: Assisting Your Clients with Fitness, Health, Wealth, and Life: Financial Freedom, #11 Rating: 0 out of 5 stars0 ratingsBuy the Dip! The Magic of Averaging Down: Financial Freedom, #10 Rating: 0 out of 5 stars0 ratingsSmall City: Passive Income. Great Retirement.: Financial Freedom, #14 Rating: 0 out of 5 stars0 ratingsIs $75,000 A Year: The Magic Happiness Number?: Financial Freedom, #16 Rating: 0 out of 5 stars0 ratingsAdvertising in the Metaverse: Financial Freedom, #13 Rating: 0 out of 5 stars0 ratingsThe Maintenance of a Great Life #1: Relationships: Financial Freedom, #31 Rating: 0 out of 5 stars0 ratingsYouTubing vs. Your Job How Do You Like Your Grind?: Financial Freedom, #80 Rating: 0 out of 5 stars0 ratingsThe Emotional Roller Coaster of Debt: Stress. Anxiety. Fear.: Financial Freedom, #24 Rating: 0 out of 5 stars0 ratingsPassive Income for Everyone!: Financial Freedom, #29 Rating: 0 out of 5 stars0 ratingsThe Magic of Talking to Yourself: Financial Freedom, #30 Rating: 0 out of 5 stars0 ratingsPlay Video Games for Passive Income: Financial Freedom, #7 Rating: 0 out of 5 stars0 ratings
Related ebooks
Dividends Stocks vs. Income Stocks: Financial Freedom, #227 Rating: 0 out of 5 stars0 ratingsStocks, Bonds, & Options in Your 20s: Mitigate Risk while Building Wealth: Financial Freedom, #259 Rating: 0 out of 5 stars0 ratingsStock Market Investing in Your 50s: It’s Time to Take Control of Our Finances: Financial Freedom, #291 Rating: 0 out of 5 stars0 ratingsStock & Bond Investing in Your 20s: Financial Freedom, #131 Rating: 0 out of 5 stars0 ratingsSaving is Defense: Investing is Offense: Financial Freedom, #161 Rating: 0 out of 5 stars0 ratingsStock Market Investing in Your 60s: Let the 401K Conversions Begin: Financial Freedom, #292 Rating: 0 out of 5 stars0 ratingsBond Investing in Your 50s: Financial Freedom, #76 Rating: 0 out of 5 stars0 ratingsBond Investing in Your 60s: Financial Freedom, #124 Rating: 0 out of 5 stars0 ratingsStock & Bond Investing in Your 70s: Time to Build Generational Wealth: Financial Freedom, #147 Rating: 0 out of 5 stars0 ratingsDGI vs. BGI: Dividend Growth Investing vs. Bond Growth Investing: Financial Freedom, #53 Rating: 0 out of 5 stars0 ratingsStock Market Investing in Your 70s: Passing Income to Future Generations: Financial Freedom, #293 Rating: 0 out of 5 stars0 ratingsStock & Bond Investing in Your 60s: Protecting Our Principal While Earning Income: Financial Freedom, #145 Rating: 0 out of 5 stars0 ratings30-Year Bonds vs. Blue-Chip Dividends Stocks: Choose Your 4%Yielding Investment: Financial Freedom, #93 Rating: 0 out of 5 stars0 ratingsStock & Bond Investing in Your 40s: Financial Freedom, #135 Rating: 0 out of 5 stars0 ratingsBuild Your Own Target Fund: We Can Do Better: Financial Freedom, #269 Rating: 0 out of 5 stars0 ratingsBond Investing in Your 20s: Financial Freedom, #62 Rating: 0 out of 5 stars0 ratingsBecome a Capitalist: Retire Early: Financial Freedom, #230 Rating: 0 out of 5 stars0 ratingsIndex Funds vs. Income Investing: The Best Way to Retire Early: Suberp Investing, #13 Rating: 0 out of 5 stars0 ratingsStocks, Bonds, & Options in Your 40s: Determine Your Reality: Financial Freedom, #264 Rating: 0 out of 5 stars0 ratingsStock Market Investing in Your 20s: Time in the Market Always Wins: Financial Freedom, #288 Rating: 0 out of 5 stars0 ratingsDividend Growth Investing vs. Income Investing 2: Current and Retirement Income: Financial Freedom, #276 Rating: 0 out of 5 stars0 ratingsStocks, Bonds, & Options in Your 60s: Ensuring a Great Retirement: Financial Freedom, #271 Rating: 0 out of 5 stars0 ratingsFinancial Freedom Road Trip #1: Dividends: Financial Freedom, #178 Rating: 0 out of 5 stars0 ratingsSelling Covered Calls + Social Security: The Ultimate Retirement Combo?: Financial Freedom, #260 Rating: 0 out of 5 stars0 ratingsFinancial Security vs. Financial Freedom 2: The Difference Between Saving and Investing: Financial Freedom, #171 Rating: 0 out of 5 stars0 ratingsStock Market Investing in Your 30s: Crunch Time in Your Crunch Years: Financial Freedom, #289 Rating: 0 out of 5 stars0 ratingsStock & Bond Investing in Your 50s: Financial Freedom, #137 Rating: 0 out of 5 stars0 ratingsSocial Security vs. Income Investing: Financial Freedom, #92 Rating: 0 out of 5 stars0 ratingsIncome to the Moon: Income Investing Your Way to Retirement: Financial Freedom, #84 Rating: 0 out of 5 stars0 ratingsLife as an Income Investor 2: How to Become a Cool Kid: Financial Freedom, #277 Rating: 0 out of 5 stars0 ratings
Investments & Securities For You
How to Invest: Masters on the Craft Rating: 4 out of 5 stars4/5The Intelligent Investor, Rev. Ed: The Definitive Book on Value Investing Rating: 4 out of 5 stars4/5The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns Rating: 4 out of 5 stars4/5Buy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple Rating: 5 out of 5 stars5/5How to Day Trade: The Plain Truth Rating: 5 out of 5 stars5/5Day Trading For Dummies Rating: 3 out of 5 stars3/5Principles: Life and Work Rating: 4 out of 5 stars4/5Just Keep Buying: Proven ways to save money and build your wealth Rating: 5 out of 5 stars5/5Stock Investing For Dummies Rating: 5 out of 5 stars5/5Trading in the Zone: Master the Market with Confidence, Discipline, and a Winning Attitude Rating: 4 out of 5 stars4/5Girls That Invest: Your Guide to Financial Independence through Shares and Stocks Rating: 5 out of 5 stars5/5Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties Rating: 5 out of 5 stars5/5Options Trading Crash Course: The #1 Beginner's Guide to Make Money with Trading Options in 7 Days or Less! Rating: 4 out of 5 stars4/5Best Loser Wins: Why Normal Thinking Never Wins the Trading Game – written by a high-stake day trader Rating: 5 out of 5 stars5/5Don't Start a Side Hustle!: Work Less, Earn More, and Live Free Rating: 5 out of 5 stars5/5Buy Then Build: How Acquisition Entrepreneurs Outsmart the Startup Game Rating: 4 out of 5 stars4/5Stock Market Investing for Beginners & Dummies Rating: 5 out of 5 stars5/5Series 7 Exam 2022-2023 For Dummies with Online Practice Tests Rating: 0 out of 5 stars0 ratingsOptions Trading For Dummies Rating: 0 out of 5 stars0 ratingsFortune's Formula: The Untold Story of the Scientific Betting System That Beat the Casinos and Wall Street Rating: 4 out of 5 stars4/5
Reviews for Stock Market Investing in Your 40s
0 ratings0 reviews
Book preview
Stock Market Investing in Your 40s - Joshua King
Table of Contents
MILITARY FAMILY INVESTING | Joshua King | Home of the Free PDF
Stock Market Investing in Your 40s
All Right Reserved Military Family Investing | 01 Stock Market Investing in Your 40s
02 Happy Cash Flow Retirement 11
03 How to Control Your Spending 104
04 Treasury Bond Face-Off
05 Inside Our $240,000 Dividend Portfolio
06 Income Investing vs. Inflation 2
07 What is Your Entertainment Budget?
08 The Six Types of Income Investing
09 Baby Bonds vs. Treasury Bonds
10 The Magic of Dividend Growth Investing 2
Try Something New -Free PDF Download
Sign up for Joshua King's Mailing List
Also By Joshua King
MILITARY FAMILY INVESTING
Joshua King
Home of the Free PDF
www.militaryfamilyinvesting.com
Stock Market Investing in Your 40s
Preparing for a Happy Cash Flow Retirement
01 Stock Market Investing in Your 40s
02 Happy Cash Flow Retirement 11
03 How to Control Your Spending 104
04 Treasury Bond Face-Off
05 Inside Our $240,000 Dividend Portfolio
06 Income Investing vs. Inflation 2
07 What is Your Entertainment Budget?
08 The Six Types of Income Investing
09 Baby Bonds vs. Treasury Bonds
10 The Magic of Dividend Growth Investing 2
Free PDF Download
PDF of the Month: Don’t Gamble with Retirement 13 (Free 460-Page PDF)
Free PDF Downloads: Download FREE PDF LIST here
Financial Mindset: Become CEO of Yourself 2 (Free 196-Page PDF)
Retirement Planning: Your Retirement Planning Guide 2 (Free 255-Page PDF)
Investing: How We Plan to Retire on Dividends 4 (Free 139-Page PDF)
Cryptocurrencies: Counting on Crypto 2 (Free 159-Page PDF)
Real Estate: Financial Independence through Real Estate 4 (Free 112-Page PDF)
Business: Retire Rich, Retire Comfortable with a Business 4 (Free 149-Page PDF)
Latest DGWR: Don’t Gamble with Retirement 11 (Free 410-Page PDF)
Everything!: The Biggest Book on Passive Income Ever 4! (book)(Web Edition)(Art Edition)
Writer’s Comparison: M1 Macbook Air vs. GalaxyBook3 Pro 360
Read My Books for Free: Free Kindle Books Schedule
Book Design: Design Tips on YouTube
Kindle Unlimited: Why I Finally Subscribed Kindle Unlimited (learn more)
Book Reviews: 505 Takeaways from 101 Books (pdf)
Writing: The Publishing Chronicles (Part 1, Part 2, Part 3, Part 4, Part 5)
Best REIT- Fundrise: Fundrise vs. US Treasuries (Join Fundrise)
Follow us: On our Facebook Page and Join our Facebook Group
Support the Channel on Cash App: $Kingmarine1981
For more detailed analysis, join my Youtube: MFI YouTube Channel
––––––––
PDF of the Month: Don’t Gamble with Retirement 12 (Free 460-Page PDF)
Disclosure: I am not a financial advisor or money manager, and any knowledge is given as guidance and not direct actionable investment advice. I am an Amazon Affiliate. Please research any investment vehicles that are being considered. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it. I have no business relationship with any company whose stock is mentioned in this article.
All Right Reserved Military Family Investing
01 Stock Market Investing in Your 40s
Our 30s can push our finances to the limit; however, our 40s present a unique opportunity. We can set the stage for an extraordinary Happy Cash Flow Retirement during this decade.
The stock market will significantly contribute to our retirement success through growth and capital gains, but mainly through income.
Our income investing allocation should match our age; therefore, it should be between 40% and 49% in our 40s, depending on our age.
Welcome back to the Stock Market Investing at Any Age Series (20s, 30s), where we extract our happiness from the market through dividends.
What’s important in our 40s? We used our 20s to learn about the markets and our 30s to survive the onslaught of kids, careers, and houses.
Our 40s present a time when we should have our spending habits under control. We shouldn’t have the urge to buy random expensive cars and boats.
Instead, we should be hyper-focused on preparing for retirement. Outside of paying for our kids’ college education, nothing should matter more than securing a financially successful retirement.
Let’s start with college for our kids. Why do middle-class people believe they can afford to send their kids to expensive colleges? This has always amazed me.
Hopefully, you read my article, "Treasury Bond Face-Off: Savings Bonds, Treasuries, TIPS." I placed some gems regarding saving for college.
If your future retirement looks fuzzy in your 40s, you will have to devise an alternate solution for your child’s college tuition. Sorry, that’s how life works.
The main option is for your kids to join the armed forces. This is the most rewarding way to earn money for college and other expenses. My son is 18 and is currently in the process of joining the service.
If the military is not an option, your kids can attend junior college. They don’t even have to take a full course load. They can work and pay for a couple of courses at a