This eBook explores some of the simplest steps that can be taken to reduce costs and maximize benefits by choosing banking options which match your lifestyle and by taking advantage of schemes which reward customers.

In addition, this eBook outlines some of the areas in your personal finances where you may be losing money unnecessarily, or unaware that it is possible to get better benefits simply by switching service providers or signing up to a new scheme.

This eBook allows people with absolutely no financial background to gain an insight into a few of the most basic ways of better managing finances and offers direction to some fantastic free resources that everyone should know about.

This eBook covers the following topics:

First Steps in Finance: Young People and Banking

Being Aware of Your Finances

Minimizing Costs

Maximizing Benefits

Read on to find out more about all the ways in which you can reduce costs and maximize financial benefits. All of the advice in this eBook is suitable for absolute financial novices and covers the essential basics of personal finance that everyone should know.

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