What do you need to retire? Sure, there is the money required, but what else?
I want to have $50,000/year in dividend income plus pay off my second home. Once I accomplish those two items, I can consider retiring.
Most people don't have a specific plan or goal. But working towards these goals can help us position our lifestyles to meet them.
Some goals can be to have a business that nets you $3,000/month or build $2,000/month from USDC interest.
The more diversified your goals are, the better the chance of having a healthy, wealthy retirement. Start planning today.