A child of the 60s, Midwestern by birth, Northwestern by choice, Toni challenges the boundaries for women of a certain age. After a long career as an insurance adjuster, she fell into writing through a challenge from a friend. Toni never dated Mick Jagger, but marched for civil rights, shared bread with icons of politics and art. She is spending her retirement, gathering stories prime for embellishment. Writing has taught her inspiration without perspiration is just a good idea.