A native of Cincinnati, Ohio, Fred enlisted in the Navy at the age of seventeen, and retired in the rank of Commander in the surface warfare community after 23 years of service in the Navy and Naval Reserve.
He is a graduate of the University of Louisville and the Albany Law School of Union University. Retiring from the private practice of law in upstate New York, Pennsylvania and Kentucky after thirty-six years, he considers himself a fully recovered attorney.
Fred and his wife Donna (who also writes) make their home in Kentucky.