It's okay to spend money on things you love. The trick is to curb spending on items for which you derive no pleasure.

Keeping a daily budget is the best way to focus on things you love. Daily budgeting helps you track what you love, say, coffee.

It also ensures you are not trying to consume too much within the same timeframe. In essence, it helps you choose between going to a movie or buying Blu-Ray (for example).

Don't fear tracking your spending; it's not as bad as the media says. In fact, you'll empower yourself to speed without guilt. Good Luck!