Welcome to the most challenging timeframe of your life. You will have lots of things coming at you at once.

You could have a marriage, children, promotions, and homebuying occurring within 2-4 years.

During your 30s, income is more vital than growth. You should prioritize anything that adds more revenue to your household—allowing you more options and freedom.

For your 30s, closed-end funds and 30-year bonds are an excellent variety of high-yield income and safe products. You can use these in combination (with an emergency fund) to generate income to help you through this tough period. Good Luck!