<p>JB Malatji, Jacob, is a former banker. He held several managerial positions with different South African banks and during that time he engaged both individuals and business customers in money matters enabling them to build solid financial foundations.</p>
<p>JB Malatji, Jacob, is an MBA graduate, an entrepreneur, an author of personal financial development and self-help business books, and is a business and management development consultant. He emphasizes to all his customers the importance of personal financial development through the acquisition of financial skills as the key for success in their pursuit of financial freedom. In this way poverty is not an option.</p>
