About the author

Bill Hines

<p>Bill Hines is an AFCPE® Accredited Financial Counselor®, Ramsey Master Financial Coach, Investment Advisor Representative, and Financial/Retirement/FIRE planner located in the Lehigh Valley region of Pennsylvania, USA.</p><p>He is the founder of Money Coach Group, Inc (an organization that has helped countless clients emerge from debt to a better life) and Emancipare (an organization that provides honest, ethical, inexpensive, advice-only, flat-fee, fee-only, fiduciary investment advice and financial planning). </p><p>A proud United States Air Force Veteran, he used his GI Bill benefits for a Bachelor of Science degree from New York Institute of Technology and an Associate Degree in Information Technology from Tulsa Jr College. </p><p>Originally hailing from the Garden State of New Jersey, Bill has also lived for many years in Hershey, PA (Chocolatetown, USA). He has dedicated his professional life to helping people rise up from money stress, become financially independent, invest well, avoid getting scammed and ripped off, and living their one life on their own terms, each and every day.</p>