About the author

Frank Lazarus

<p>Frank Lazarus was born and raised in West Philadelphia and attended Overbrook High School;  after two years in the Army, he obtained his BA Degree from St. Joseph's University in Philadelphia.</p><p></p><p>He was in the Financial Services and Life Insurance industry for fifty-three years before he retired at the end of 2021.</p><p></p><p>Frank has three adult children and five grandchildren.</p><p></p><p>Frank and his partner Deb spend their time on Hilton Head Island and Philadelphia.</p><p></p>