<p><strong>Dr. Michael A. Palmer, Sr.</strong> is a high-level professional in the real estate & credit management industry, a multi-gifted musician, songwriter, motivational speaker, author, and life mentor. Michael has also diligently served in ministry and community outreach for many years. Out of everything he does, his crowning honor is being a husband to his wife, Tracy, and a father to his two children, Michael II and Jasmine. </p>
