<p><strong>Life Experiences:</strong></p><p/><p>* Private investor in the Stock Market since 1979</p><p/><p>* First president of the “PPG” (Partners for Profit and Growth) investment club 1997-1999</p><p/><p>* Financial Planning Specialist Diploma March 30, 2001, from The School of Financial Planning, subsidiary of Professional Career Development Institute.</p><p/><p>* Paralegal Diploma from Black Stone Career Institute Jan. 25, 2009</p><p/><p>* J and J Holding Company, senior portfolio manager 2009-2011</p><p/><p>* Author of “Stock Investing 101” training manual (you can purchase a copy go to the digital product page)</p><p/><p>* CEO of Financial Concepts & Solutions LLC  2012-present</p>
